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FatakPay: ₹300–400 cost per conversion

Monthly disbursals from ₹25 Cr to ₹108 Cr, while cost per conversion fell by nine tenths.

Consumer lending, fintech

The results

Cost per conversion
₹3,700+
₹300–400
Monthly disbursals
₹25 Cr
₹108 Cr
Revenue contribution
8%
62%
Monthly media budget
₹25L
₹1.56 Cr
Web CAC
₹3,700
₹556
App CAC
₹1,300+
₹313
Loans disbursed a month
4K
39K+
Conversion rate
8–13%
75–96%

The root cause we found

Tracking gaps, unstructured accounts, app errors and rising CAC. Nobody was benchmarking anything, so every decision was a guess.

What we fixed, in order

  1. A controlled pilot before any scale
  2. Restructured and funnelised the Meta and Google accounts
  3. Weekly data reports tied to disbursals, not installs
  4. Product-level fixes to the app journey with the FatakPay team
  5. Creative and messaging rebuilt around real borrower intent
  6. Optimisation systems that protect efficiency daily

Meta was revived as a high-volume channel along the way.

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